Personal Umbrella Liability

Your home is insured.  Your car is covered, too.  But what about your family's other assets that can be at risk if you are negligent or cause an accident?  The Main Street America Group's Austin Mutual Insurance Company can provide additional liability protection.

Personal Umbrella Liability Coverage can protect you and your assets beyond the liability limits of your underlying Austin Mutual Homeowners and Personal Auto insurance policies.  This additional affordable liability coverage is available in $1 million increments up to $5 million.

Policy Features

  • Covers damages for which you are legally liable due to bodily injury, personal injury or property damage
  • Covers pre-judgment interest awarded against the insured
  • Covers legal defense against claims seeking damages covered by the policy
  • Optional Uninsured/Underinsured Motorist Coverage is also available - maximum of $2 million


Let Us Work for You

With roots dating back to 1923, The Main Street America Group provides personal and commercial insurance products in 36 states, and fidelity and surety bonds in 45 states.  Main Street America and our Austin Mutual Insurance Company hold an "A" (Excellent) financial strength rating and "a+" issuer credit rating from A.M. Best, the insurance industry's premier rating organization.


Need More Information?

To learn more about our Personal Umbrella Liability Coverage, please contact your local Austin Mutual independent insurance agent.

Disclaimer:  The content provided is intended only as a broad overview of product(s) and coverage(s) from Austin Mutual Insurance Company. Coverage and product may vary by state.