Personal Auto

Customers choose Austin Mutual automobile insurance for our extensive coverage options, specialized claims service and competitive rates. Auto insurance coverages include Bodily Injury & Property Damage Liability, Medical Payments, Personal Injury Protection, Uninsured and Underinsured Motorists Coverage, Other than Collision, Collision, Rental Reimbursement and much more.

You want security and confidence that your personal vehicles are protected. Austin Mutual provides affordable, quality protection and service tailored to meet your family’s needs.

Austin Mutual automobile insurance is designed for the responsible driver. 

Policy Features

• Accident Forgiveness
  • No rate increase after your 1st accident (when loss payment is under $10,000)
• Safe Driver Program
• Standard Auto Program
• Common Loss Deductible
  • One deductible applies to all coverage(s)/policies such as a Homeowners policy affording protection to the same loss insured with Austin Mutual.
• Six or Twelve month term

Driver and Auto Discounts

• Safe Driver
• Multi-Car
• Supporting Coverage
• Senior Driver/Senior Driver PIP
• Accident Prevention Course
• Farm Territory
• Good Student
• Driver Training
• Anti-Theft
• Asset Management

Coverage Options

• Higher Deductibles
• Extended Non-Owned
• Towing and Labor Costs
• Full Safety Glass (where applicable)
• Rental Reimbursement
• Auto Loan/Lease
• Trailer/Topper/Camper
• Antique Autos
• Limited Mexico
• Customized Equipment

Learn more about protecting through higher limits with umbrella liability.

Austin provides flexible payment plans and prompt claim service with a personal touch.