Personal Auto

One Size Doesn't Fit All

You chose your vehicle to suit your lifestyle and reflect your personality.  And the coverage you choose for your vehicle should fit you too.  With specialized claims service and extensive coverage options designed for the responsible driver, The Main Street America Group's Austin Mutual Insurance Company has the Personal Auto Protection you need.


Policy Features

  • Safe Driver Program
  • Accident Forgiveness
  • Standard Auto Program
  • Common Loss Deductible
    • Only one deductible applies under a common loss when you have multiple policies, such as a Homeowners policy with Austin Mutual
  • Annual or six-month terms


Policy Discounts

We offer personalized pricing to save you money.  Our policy discounts can include:

  • Safe Driver Credit
  • Multi-Car Credit
  • Supporting Coverage Credit
  • Senior Driver/Senior Driver Personal Injury Protection Credit
  • Accident Prevention Course Credit
  • Farm Territory Credit
  • Good Student Credit
  • Driver Training Credit
  • Anti-Theft Device Credit
  • Asset Management Credit
  • Transfer Discount
  • Longevity Discount


Coverage Options

We offer coverage options to meet your specific needs, including:

  • Rental Reimbursement
  • Auto Loan/Lease
  • Antique/Classic Auto
  • Towing and labor Cost
  • Customized Equipment
  • Trailer/Topper/Camper
  • Higher Limits
  • Umbrella Liability

 And many more options to tailor your policy.


Let Us Work for You

With roots dating back to 1923, The Main Street America Group provides personal and commercial insurance products in 36 states, and fidelity and surety bonds in 45 states.  Main Street America and our Austin Mutual Insurance Company hold an "A" (Excellent) financial strength rating and "a+" issuer credit rating from A.M. Best, the insurance industry's premier rating organization.


Need More Information?
To learn more about our custom-fit Personal Auto coverage, please contact your local Austin Mutual independent insurance agent.

The content provided above is intended only as broad overview of product(s) and coverage(s) from Austin Mutual Insurance Company.  Coverage and product may vary by state.