Dwelling Properties Protection

Dwelling properties may be written with The Main Street America Group's Austin Mutual Insurance Company when we also insure your primary residence.  This program is designed for dwellings in average to above average condition.  Prospects for coverage are owners of one- or two-family rental dwellings or owner-occupied seasonal dwellings.

Policy Features

  • Annual term
  • Higher deductible options
  • One- or two-family dwellings
  • Flexible payment plans

Policy Discounts

We offer personalized pricing to save you money.  Our policy discounts include Protective Devices.

Coverage Options

We offer many coverage options to meet your specific needs, including:

  • Related Private Structures
  • Additional Living Costs/Fair Rental Value
  • Water Damage
  • Condominium Fixtures, Additions and Attractions
  • Loss Assessment
  • Fire Department Service Charge
  • Tenant’s Improvements

And many more to meet your needs.

Let Us Work For You

With roots dating back to 1923, The Main Street America Group provides personal and commercial insurance products in 36 states, and fidelity and surety bonds in 45 states.  Main Street America and our Austin Mutual Insurance Company hold an "A" (Excellent) financial strength rating and "a+" issuer credit rating from A.M. Best, the insurance industry's premier rating organization.

Need More Information?

To learn more about our comprehensive dwelling properties coverage, please contact your local Austin Mutual Insurance Agent.

Disclaimer:  The content provided above is intended only as broad overview of product(s) and coverage(s) from Austin Mutual Insurance Company.  Coverage and product may vary by state.